We are a risk-mitigation partner built to complement your lending, never compete against it.
We provide transactional financing that exits cleanly through your advance, ensuring you retain the relationship as your client scales.
We take a first lien on the inventory we finance and nothing more. On every other asset, we sit second, behind you.
We get repaid when the order becomes a receivable that you finance. Your participation isn't a courtesy, it's how the deal closes.
We don’t provide any AR financing options to borrowers. Instead, we enhance the value of your customer to faciliate their growth.
When your borrower reaches for an MCA, your collateral pays for it. Here's the difference.
Ensuring that we help you win, keep, and grow clients.

Opportunities that are outside your box today, or bigger than you can take right now that you've overadvance.

We pay into the supply chain and track the goods through to the end buyer.

When the order becomes a receivable, you finance it and repay us, with the client still yours.
We hold intercreditor relationships with more than 35 banks, factors, and ABLs, so the agreement is frequently already in place. Where it isn’t we move quickly to get one executed.
How it WorksActive Intercreditors
"Aurous is a valuable partner to us as their financing cleanly stays in its lane. They fund the purchase order and step aside the moment the invoice is generated, leaving us an unencumbered receivable to lend against. Their intercreditor agreement is straightforward and their communication around every opportunity is proactive, so we always know exactly where we stand in the collateral chain. They've helped us close deals we'd have had to pass on otherwise, because their capital fills the pre-shipment gap our facility isn't built to cover. Any AR lender servicing the middle-market would be lucky to have them as a partner in their deal."
Stu Rosenthal
President, Prestige Capital
Get a real quote in 48 hours & funded in 14 days.