FOR BUSINESSES

Don't let capital get in the way of filling orders

Purchase order financing that pays your suppliers directly, so you can fulfill the orders you've already won, funded fast and without the trap of a merchant cash advance.

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VERTICALS WE FUND

Capital for your entire supply chain

We deploy funds directly into the supply chain to get your confirmed orders manufactured, shipped, and delivered, one transaction at a time.

Hardware
Health & Beauty
Food & Beverage
Apparel
Electronics
Automotive
what we underwrite

Underwriting built for the supply chain

Our decision is driven beyond the financials. We evaluate these core factors:

Takeout Reliability

The strength of the institution financing the receivable and executing our repayment.

Order Margin

The economics of the specific order and its ability to absorb the cost of financing.

Operator Competency

Your track record of successfully executing similar manufacturing runs.

Supply Chain Complexity

The logistical variables and risks between raw materials and final delivery.

Buyer’s Credit

The financial bedrock of the transaction—the customer issuing the PO.

Balance Sheet

We review your current financials to confirm basic stability and ensure there are no hidden red flags that could derail production.

Terms that fit the way you actually sell

01

Pay only for what you use

A daily rate on the dollars we deploy, with no minimums and no long-term contract. We're soley a funds-in-use lender.

02

Non-dilutive capital

You keep your equity. This is financing against an order, not a piece of your company.

03

A structured alternative to an MCA

If you have a real purchase order, you have a better option than a merchant cash advance.

04

Built for speed

A real quote within 48 hours of application submission, funded within 14 days of a complete package, and repeat orders in the same supply chain within 24–48 hours.

funding business across diverse categories
funding business across diverse categories
are you a good fit?

Our funding criteria

We underwrite the transaction itself, looking for confirmed orders and a clean exit. Here is exactly what makes a purchase order the right fit for our capital.

Not a Fit

  • Speculative orders, unrateable buyers, or no clear takeout.
  • Capital needs below our minimum scale.
  • Stacked MCAs with heavy cash-flow leakage.
  • Overhead, machinery, or speculative inventory.

A Good Fit

  • Confirmed PO with a credit-worthy buyer & AR lender.
  • $500K+ in annual cost coverage.
  • Clean balance sheet, or one MCA with minimal cash drag.
  • Direct costs to manufacture, ship, and deliver.
testimonials

In the words of our partners & clients.

"Aurous Financial was (and still is) a lifesaver during a recent manufacturing and tariff crisis. Their support allowed us to navigate the challenges and emerge with a much more efficient supply chain, all without overextending ourselves. Highly recommend for a PO finance partner. I enjoy working with their full team actually. If you have big retail POs and need a way to finance them, check them out. This is an honest review from a Shark Tank brand growing in over 5000 doors!"

Joshua Esnard
Founder & CEO,The Cut Buddy

“Aurous has been a great partner in supporting Hype and Vice’s growth. Their financing has given us the flexibility to fund larger purchase orders and take advantage of growth opportunities without being constrained by working capital. As we’ve scaled, having a reliable financing partner like Aurous has been incredibly valuable.”

Kim Robles
Co-Founder & Co-CEO, Hype and Vice

GET STARTED

Let's fund the next order

Get a real quote in 48 hours & funded in 14 days.